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Chocolate Chip Loaf Cake

  • Author: Natalie
  • Prep Time: 25 minutes
  • Cook Time: 65 minutes
  • Total Time: 1 hour 30 minutes
  • Yield: 1 loaf cake 1x
  • Category: Cake
  • Method: Baking
  • Cuisine: American


This moist, soft Chocolate chip loaf cake is filled with with chocolate chips! It’s an easy recipe to make that’s even easier to decorate. It’s everything you love about cake and chocolate chip cookies with luscious chocolate ganache on top!




  • 1 3/4 cups plus 2 tablespoons flour
  • 1 1/4 teaspoons baking powder
  • 1/2 teaspoon salt
  • 1/2 cup unsalted butter, room temperature
  • 1/4 cup oil, vegetable or canola
  • 3/4 cup plus 2 tablespoons granulated sugar
  • 3 large eggs, room temperature
  • 2 1/4 teaspoons vanilla extract
  • 1/2 cup buttermilk, room temperature
  • 1 1/2 cups semi-sweet chocolate chips, regular or mini sized, divided


  • 4 ounces semisweet chocolate, chopped
  • 5 tablespoons heavy cream


  1. Preheat the oven to 350 F. Grease a 9×5 inch loaf pan and line it with parchment paper. 
  2. Whisk together the flour, baking powder, and salt. Set aside.
  3. With a handheld or stand mixer with a paddle attachment, beat the butter and sugar together on medium-high speed for 1-2 minutes until creamy and light. Add the oil and beat one additional minute. 
  4. Scrape down the sides of the bowl. Turn the mixer down to medium speed, add the eggs one at a time followed by the vanilla extract. Scrape down the sides and the bottom of the bowl. With the mixer running on low speed, slowly add the dry ingredients alternatively with the buttermilk. Beat until dry ingredients are just incorporated, being careful not to overmix. Stir in 1 1/4 cups of the chocolate chips until just incorporated. Spoon or pour the batter into the prepared loaf pan. Top with the remaining 1/4 cup of chocolate chips. 
  5. Bake 55-70 minutes until the cake is a toothpick comes out mostly clean inserted in the center of the cake. Remove the cake from the oven and set on a cooling rack to cool in the pan for 20 minutes. Turn the cake out and allow it to cool completely on the rack. 


  1. Place the chopped chocolate in a heatproof bowl. In a small saucepan on medium heat, bring the heavy cream to a simmer. Do not let it get to a boil. Pour the heavy cream over the chocolate. Do not stir. Let stand 3-4 minutes then stir slowly with a metal spoon until the chocolate has melted and is completely combined with the heavy cream. Spread the ganache over the cooled cake. 

Keywords: chocolate chips, cake, loaf cake, chocolate, ganache, cake